The technological problems at the Ulster Bank, RBS's Northern Irish subsidiary, are still causing problems for its customers. The bank's CEO appeared before the N.I. Assembly today (click here) and David Cameron spoke in Parliament yesterday about the crisis (click here). My concern is that the technological problem is symptomatic of a deeper problem with mismanagement at our major banks, where they no longer care about providing a quality service to their customers. My advice to Ulster Bank customers - transfer your account to another bank! You can read the FSA's advice on moving accounts here.
The Berkeley Earth Project , an independent study of global warming, has found that the earth has become a degree warmer over the past half century. However, the statistical uncertainty surrounding pre-1920 estimates makes it very hard to say much about long-term trends - click here for graph . This is one of my concerns with the global warming debate - we simply don't have trustworthy long-run data which looks at temperature changes over the last millennium (or two). My second concern with the global warming debate is that it is very hard to prove any sort of casual link between global warming and human activity. The scientists may be able to show correlation between global warming and our production of carbon dioxides etc., but correlation is not causation. My third concern with the debate is that those who are sceptical or agnostic are stereotyped as flat-earthers or intellectually-challenged crackpots. This only stifles debate and the progress of science itself.